There would be rarely any day when you turn on your TV or read the newspaper and do not come across any accidents, incidents of violence and rage, in different parts of the world. This mayhem has made human life so unpredictable that one is never sure of what could happen next. The moment you step out of home or office, you are surrounded by the worries of the well-being of your family and the safety of your property. You cannot become a soothsayer to avoid untoward incidents but at least, you can have something which can give you support and help you in recovering if by any chance you find yourself amidst some unfortunate incidents.
This support is known as Insurance Cover and it has become so common that there would be seldom anyone who would not have heard about insurance. This facility is now available for myriad things in life. Be it human life, an automobile, property, or any possession. Some people would not be able to help smiling on the idea of getting their body parts insured. But, when you talk about celebrities, especially movie stars and sports heroes, anything and everything is possible. There are numerous instances where Hollywood actors got their nose, lips, legs, breasts and so on.
Over the years, the spectrum of insurance has widened and it has taken many more things in its ambit. Haulage Insurance is one of them. This insurance is sought by businessmen who send large consignments from one place to another. These consignments are large and have lots of money and reputation on stake. If during the freight, uninsured consignment gets damaged, lost or stolen, the business would be severely affected and can ruin the whole reputation. The cargo and courier companies often subscribe to such insurances. Similar insurance can also be availed during the removal process.
Hiring of luxury cars is a common practice in parties, funerals, weddings and other occasions. To drive these cars, one needs an experienced chauffeur(s). As per the law, anybody driving a car on public motorways must have a valid insurance. This insurance should not be confused with the insurance of the car. If you are in such a profession where you render the duties of chauffeur or you are running a transport company, you would need to have Chauffeur Insurance before you drive or hire someone to drive your cars.
Such insurance is relatively cheaper than the Commercial Vehicle Insurance as the chauffeur services are given on occasional basis rather on day to day basis. While getting insurance, you must read all the terms and conditions in the insurance agreement. In case, you didn’t understand any clause or you are not sure about the liabilities, clarify your doubts there and then, before you sign the dotted line.
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